Pricing & Programs
Choose the level of support that fits your goals and budget.
We offer three flexible options. From full-service credit engineering to self-directed tools.
All monthly plans are month-to-month with no minimum commitment and no long-term contracts
Do-It-Yourself Software
$39.99/per month
Professional-grade software and education for self-starters on a budget. No advisory services included.
Include:
- Full access to our recommended DIY credit management software
- Educational resources and guides
- Self-service tools for disputes, monitoring, and optimization
The DIY software helps users identify factors impacting their scores, create a personalized action plan, generate dispute correspondence where appropriate, and track progress over time. All customer service, technical support, and user guidance is handled directly by the software provider — completely self-contained.
Best for:Motivated individuals who prefer to manage their own credit journey independently
MOST POPULAR
Full-Service Credit Management (Done For You)
$199.00 /per month
Our flagship program. We handle the heavy lifting while keeping you informed every step of the way.
Include:
- Ongoing credit analysis and monitoring
- Personalized strategy development
- Bureau and creditor communication (where appropriate)
- Progress tracking and adjustments
- Expert recommendations to strengthen your profile over time
Best for: Individuals who want professional execution and maximum results with minimal time investment.
Hybrid Credit Management (Done With You)
$89.99 /per month
Professional guidance plus your active participation using the same professional software as our DIY option, plus customized advisory.
Include:
- Access to advanced credit management software
- CRM system access for tracking
- Ongoing education and resources
- Monthly credit analysis and reports
- Personalized advisory and strategy guidance (CROA-compliant service)
- Email support from our team
Best for: Clients who want to be hands-on with the software while receiving expert direction and customized support.
Included with every plan
Every Program Includes the Credit Score Insider Intelligence Brief
Get expert insights, score-impact updates, and action steps designed to help you make smarter credit decisions faster.
CROA Compliant
Transparent Billing
DIY Platform Available
Compliance Note: Full-Service restoration and Hybrid advisory services follow CROA guidelines. The DIY software subscription is a technology platform billed upfront.
Access the Credit Score Insider Intelligence Brief.
Join the Credit Score Insider community and gain access to exclusive credit engineering insights, regulatory updates, strategic optimization techniques, and funding readiness frameworks. Our expertly curated content is designed to help individuals, business owners, and financial professionals strengthen credit profiles, improve borrowing power, safeguard financial assets, and stay ahead of industry changes with confidence.